Business Loan Assistance
Working capital, term loan and unsecured business loan support.
Professional Business Loan Assistance
Get the right business loan with our advisory and documentation support — working capital limits, term loans, machinery loans, OD/CC facilities and unsecured business loans from leading PSU and private sector banks & NBFCs.
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Free first consultation. No obligation. Talk to a qualified CA.
Why choose us for this service
Simple, step-by-step
Free Consultation
Discuss your requirement with our expert team.
Document Collection
Share the required documents securely.
Processing & Filing
We handle paperwork, filing and follow-ups.
Completion & Support
Receive confirmation and ongoing support.
Have these ready and we'll take care of the rest
- KYC of proprietor / directors
- Business KYC (GST, MSME, incorporation)
- Last 2–3 years ITR & financials
- Bank statements (12 months)
- GST returns (12 months)
- Collateral documents (if applicable)
In-depth guide: Business Loan Assistance
Capital is oxygen for every Indian business — but the gap between needing capital and actually getting it sanctioned has never been wider. Lenders today look at your CIBIL score, GST turnover, ITR consistency, bank statement debit-credit ratio, EMI bounce history, working capital cycle, GST liability vs filed returns, debtor concentration and dozens of other parameters before issuing a sanction. Our business loan consultancy service in India bridges this gap. We don't just refer you to a banker — we prepare a complete, lender-ready file, negotiate the rate, structure the facility correctly and follow up till disbursal.
Our 25+ lender network includes SBI, PNB, BoB, Canara, Union, Indian Bank, Bank of Maharashtra, IDBI, HDFC, ICICI, Axis, Kotak, IDFC First, Yes, RBL, Federal, IndusInd plus NBFCs like Bajaj Finserv, Tata Capital, Aditya Birla Finance, Lendingkart, NeoGrowth, Indifi, FlexiLoans, Mudra refinance and several Bihar-based PSU regional offices.
Loan products we arrange
- Working capital — CC, OD, fund-based & non-fund-based limits
- Term loan for machinery, factory construction, expansion
- Unsecured business loan up to ₹50 lakh — no collateral
- MSME loan under CGTMSE (collateral-free up to ₹5 crore)
- Loan against property (LAP) — up to 65%–70% of market value
- Equipment finance / machinery loan with 5–7 year tenure
- Invoice discounting and bill discounting through TReDS
- Letter of credit, bank guarantee and forex limits
- Mudra loan up to ₹10 lakh and Stand-Up India composite loan
- Vehicle loan for commercial vehicles, fleet and EVs
CIBIL improvement and credit profile clean-up
A CIBIL below 700 is the single biggest reason for loan rejection. We pull your CIBIL report, identify settled accounts, written-off accounts, EMI bounces, credit utilisation issues and incorrect entries, file disputes with the bureau under the CIC Regulation Act, and provide a 90-day action plan to push your score above 750. Many of our clients move from sub-650 to 750+ within 4–6 months and then qualify for prime lender rates.
How we package your file for sanction
We don't believe in spamming 20 lenders with the same file — that itself drops your CIBIL. Instead, we evaluate your profile, recommend the 2–3 best-fit lenders, prepare a customised proposal with CMA / project report, KYC, GST returns, ITRs, audited financials, bank statements with debit-credit summary, debtor-creditor list, existing loan obligations and collateral valuation. The package goes to the credit officer with a covering note from a Chartered Accountant — which alone significantly improves the sanction probability.
Rate negotiation and processing fee waiver
Interest rate is negotiable — most borrowers don't know. We benchmark your offered rate against MCLR, repo, T-Bill and current market quotes, and negotiate down by 50–150 basis points. We also negotiate processing fee, prepayment penalty (which is regulated for floating-rate MSME loans), insurance bundling and stamp duty on collateral. The savings over a 5–10 year tenure routinely run into lakhs.
Loan against property (LAP) — our specialty
LAP is the most underrated business loan in India — long tenure (up to 15 years), lower rate (9%–11%), and large ticket sizes (₹25 lakh to ₹25 crore). We handle property legal vetting, valuation, title search, technical inspection, mortgage creation through equitable or registered mortgage, MoD execution and disbursement. Residential, commercial, industrial and even leased properties are eligible.
Serving Patna, Bihar & all of India
We serve clients across Patna, Kankarbagh, Bypass Road, Boring Road, Rajendra Nagar, Bailey Road, Danapur, Phulwari Sharif, Bihar Sharif, Gaya, Muzaffarpur, Bhagalpur and the rest of Bihar — and online across India. Whether you are a small trader near Jaganpura More, a startup in Patliputra, a manufacturer in Hajipur or a salaried professional working in Delhi, Mumbai, Bengaluru or Dubai, our team handles your business loan consultancy entirely online with end-to-end CA support.
Our Patna office at 1st Floor, Flat No-102, Sneh Highway Views, Bypass Rd, Near Jaganpura More, Nalanda Colony, Kankarbagh, Patna, Bihar 800020 is open Monday to Saturday between 10:00 AM and 7:00 PM IST. You can walk in for a meeting, send documents through our secure WhatsApp channel, or schedule a video call — whichever is convenient.
Ready to get started?
Get the right loan at the right rate — no upfront fees, paid only after disbursal. Call us, send a WhatsApp message, or fill the contact form on this page — a qualified Chartered Accountant will respond within one working day.