Project & CMA Report
Bankable project reports and CMA data for loans up to ₹50 crore.
Professional Project & CMA Report
We prepare professional, bank-ready project reports and CMA (Credit Monitoring Arrangement) data for term loans, working capital limits and government scheme loans. Compatible with all PSU and private banks.
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Free first consultation. No obligation. Talk to a qualified CA.
Why choose us for this service
Simple, step-by-step
Free Consultation
Discuss your requirement with our expert team.
Document Collection
Share the required documents securely.
Processing & Filing
We handle paperwork, filing and follow-ups.
Completion & Support
Receive confirmation and ongoing support.
Have these ready and we'll take care of the rest
- Business profile & promoters' KYC
- Past 3 years financials (if existing)
- Project cost estimate / quotations
- Means of finance details
- Bank statements (6 months)
- GST returns (if applicable)
In-depth guide: Project & CMA Report
A bankable project report and CMA (Credit Monitoring Arrangement) data set is what separates a sanctioned loan from a rejected file. Banks like SBI, PNB, BoB, Canara, Union Bank, HDFC, ICICI, Axis, Kotak, IDFC First and Yes Bank, plus every major NBFC, evaluate your loan proposal almost entirely through the project report and CMA. A weak report kills the file at credit committee; a strong, realistic, well-justified report sails through. Our project report and CMA data preparation service in India is built by qualified CAs with hundreds of sanctioned loans behind us, for term loans from ₹10 lakh up to ₹50 crore.
We prepare project reports for greenfield manufacturing units, brownfield expansions, hotels and restaurants, schools and hospitals, warehousing and cold storage, dairy and food processing, IT and SaaS startups, retail outlets, petrol pumps, transport fleets, EV charging stations and renewable energy projects.
What goes into a bankable project report?
A complete project report has 15+ sections — executive summary, promoter profile and net worth, project description with technology, location and infrastructure, market study with industry size and competition, manpower plan, project cost with quotations and means of finance, financial projections (P&L, Balance Sheet, Cash Flow for 7–10 years), break-even analysis, sensitivity analysis, DSCR, IRR, ROCE, ratio analysis, SWOT, risk analysis, environmental compliance and exit strategy. We write each section to match the lender's specific credit appraisal template.
CMA data — the working capital workhorse
CMA data is mandatory for working capital limits above ₹2 crore. It contains six forms — Form I (operating statement for 4 years: 2 actual + 1 estimate + 1 projection), Form II (analysis of balance sheet for the same 4 years), Form III (comparative statement of current assets and current liabilities), Form IV (computation of MPBF using First Method or Second Method of Lending), Form V (fund flow statement) and Form VI (ratio analysis covering current ratio, debt-equity, TOL/TNW, DSCR, ICR, inventory and receivable turnover). Our CMA data is accepted by every public and private sector bank.
Which projects we have helped finance
- Greenfield manufacturing — plastic, metal fabrication, food processing, garments, auto components
- Hotels, restaurants, banquet halls and cloud kitchens (5–250 keys)
- Schools, coaching institutes, colleges and skill development centres
- Petrol pumps, EV charging stations and CNG retail outlets
- Cold storage, warehousing, godowns and logistics fleets
- Hospitals, diagnostic labs and pharmacies
- Solar power, wind, biomass and waste-to-energy plants
- IT, SaaS and D2C e-commerce expansion
Government scheme project reports
We prepare scheme-specific reports for PMEGP (Prime Minister's Employment Generation Programme), Mudra (Shishu / Kishore / Tarun), Stand-Up India, PMFME (food processing), AIF (Agri Infrastructure Fund), CGTMSE-backed loans, NABARD AHIDF, Bihar Industrial Investment Promotion Policy subsidies and state-specific incentives. Each scheme has its own format and ratio benchmarks; we calibrate the report accordingly.
Serving Patna, Bihar & all of India
We serve clients across Patna, Kankarbagh, Bypass Road, Boring Road, Rajendra Nagar, Bailey Road, Danapur, Phulwari Sharif, Bihar Sharif, Gaya, Muzaffarpur, Bhagalpur and the rest of Bihar — and online across India. Whether you are a small trader near Jaganpura More, a startup in Patliputra, a manufacturer in Hajipur or a salaried professional working in Delhi, Mumbai, Bengaluru or Dubai, our team handles your project report and CMA data preparation entirely online with end-to-end CA support.
Our Patna office at 1st Floor, Flat No-102, Sneh Highway Views, Bypass Rd, Near Jaganpura More, Nalanda Colony, Kankarbagh, Patna, Bihar 800020 is open Monday to Saturday between 10:00 AM and 7:00 PM IST. You can walk in for a meeting, send documents through our secure WhatsApp channel, or schedule a video call — whichever is convenient.
Ready to get started?
Get a bankable, CA-signed project report in 3–5 days — pay only after you're satisfied. Call us, send a WhatsApp message, or fill the contact form on this page — a qualified Chartered Accountant will respond within one working day.